최근 MZ세대(1980~8000년대 출생 세대)를 중심으로 서둘러 확장하고 있는 선구매 후결제(BNPL) 서비스를 사용하는 소비자들도 늘어날 것으로 보인다.BNPL은 최선으로 아을템을 사고 나중에 계산하는 방법으로 신용점수 없이도 결제가 할 수 있는 한 것이 특성이다. 어도비애널리틱스의 말을 인용하면 9명 중 2명은 지난 1개월 동안 BNPL 서비스를 사용한 적이 있다고 답했으며
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