What’s the Difference Between Dwelling and Personal Property Coverage — and Why It Matters
https://smoothdecorator.com/how-years-of-no-problems-leave-longtime-homeowners-shocked-and-5-practical-fixes/
As an insurance agent who has sat across from homeowners after a storm or a break-in, I can tell you this: misunderstanding what your policy actually covers is one of the most common and costly mistakes people make