Saving for a big family cost, such as a car repair or nursery deposit, is...

https://yenkee-wiki.win/index.php/Should_I_pause_my_emergency_fund_contributions_to_afford_childcare%3F

Saving for a big family cost, such as a car repair or nursery deposit, is easier with separate pots for the bill and emergencies. Learn to set a monthly target and stress-test your UK budget with an awkward month before you commit.