Lifetime cover sounds like a safety net, but insurers often hike premiums...

https://milossuperbblog.overblog.fr/2026/04/what-should-i-do-if-my-insurer-won-t-answer-the-per-condition-limit-clearly.html

Lifetime cover sounds like a safety net, but insurers often hike premiums annually. When a bilateral cruciate repair can easily top £7,000, you need a policy that actually pays out without you fighting every invoice