advice-only financial planning 4

https://wiki-wire.win/index.php/Why_More_Investors_Are_Turning_to_Fee-Only_Financial_Advisors

Advice-only financial planning is when you pay a flat fee for a personalized financial roadmap, without the planner selling or managing any investments for you. It's like hiring a guide who helps you chart your course and then trusts you to navigate on your own. This works well if you prefer managing your own accounts but want expert input on taxes, retirement goals, or estate strategies. You get the clarity of professional opinions without ongoing fees or product commissions.