A small firm can ask a broker, buy a small-group plan direct, use an HRA to...

https://judahsuniqueop-eds.lumenforgex.com/posts/health-insurance-for-very-small-teams-why-does-it-feel-so-hard

A small firm can ask a broker, buy a small-group plan direct, use an HRA to help pay for individual plans, or check association coverage. First, check provider networks: are employees’ doctors and nearby clinics included? Then compare costs